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Real Estate Personality
David Ramsey once had it all and then lost it. By age twenty-six, he had established a four-million-dollar real estate portfolio, only to lose it by age thirty. Since then, he has rebuilt his financial life and now gives workshops, does a radio show and writes books to teach others the error of their financial ways.
His books are called “ Financial Peace” and “More than Enough - the Ten Keys to Changing Your Financial Destiny”. They don’t just deal with financial wealth - Dave Ramsey is something of an emotional and spiritual guru too. His talk radio show, also called Financial Peace, pushes home his key message: that you need to get out of debt, save money, and invest with cash to get peace of mind as well as money in the bank.
Dave Ramsey also has a website that sells his books and other products, including The Total Money Makeover home study kit, priced around $20, and a CD on Mortgages and Real Estate for around $10. You can also see Dave live at a Total Money Makeover event, for about $20 a seat.
This guy doesn’t rip you off. Dave Ramsey gives sensible advice for a reasonable cost, and he doesn’t preach the “get rich quick” philosophy. He’s a down to earth, honest guy with a serious message.
But Dave Ramsey’s approach probably won’t make you make you rich, because he counsels only using cash for investment. That flies in the face of logic. The real estate game is all about gearing (leveraging). The more you borrow, the better your return will be, so long as the capital value of the properties goes up. Says one investor who read Financial Peace: “No one wins in Real Estate with all CASH. You can't wait so long to invest that it’s too late, just to remain debt-free.”
Now if your interested in a Real Estate program which is very reasonably price with one-on-one mentoring using a different twist on building wealth, like making up to 100% annually as well getting properties with very little down, without being negative, you need to check out my incredible real estate course, Click Here.
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